Junior Money Masters
For ages 8-15
Young people interact with money daily but rarely understand its mechanics. This programme builds foundational financial literacy through age-appropriate scenarios and interactive exercises.
What Students Learn
- Differentiating needs from wants and making conscious spending choices
- Setting savings goals and understanding compound growth
- Basic entrepreneurship through small project businesses
- Understanding how banks, interest, and credit work
- Making informed purchasing decisions
Format
Eight weekly sessions of 90 minutes each. Parents receive summary updates after each session. Students complete practical challenges between meetings.
Personal Finance Foundations
For working adults
This programme addresses the immediate financial challenges most adults face. Participants build sustainable systems for managing money, reducing debt, and creating financial security.
What You Will Master
- Creating budgets that align with your actual spending patterns
- Building an emergency fund systematically
- Understanding and improving your credit score
- Developing debt reduction strategies that work
- Automating savings and bill payments
- Protecting yourself from common financial pitfalls
Format
Six weekly sessions of two hours each. Includes workbook, templates, and access to our online resource library for six months after completion.
Investment Essentials
Building long-term wealth
Investing appears complicated because the industry benefits from that perception. This programme demystifies investment vehicles and teaches you to build diversified portfolios aligned with your risk tolerance and goals.
Curriculum Includes
- Understanding stocks, bonds, funds, and ETFs
- Maximizing ISA allowances and pension contributions
- Asset allocation and diversification strategies
- Evaluating investment platforms and costs
- Tax-efficient investment structures
- Rebalancing portfolios and managing market volatility
- Avoiding common investment mistakes
Format
Ten weekly sessions of two hours each. Participants work with simulated portfolios and analyze real market scenarios. Guest speakers from the investment industry provide insider perspectives.
Business Finance Mastery
For entrepreneurs and business owners
Running a successful business requires different financial skills than managing personal money. This programme focuses on the specific challenges business owners face.
Core Topics
- Cash flow forecasting and management
- Understanding financial statements and key metrics
- Tax planning for sole traders and limited companies
- Pricing strategies and profit margin optimization
- Managing business debt and lines of credit
- Separating business and personal finances
- Preparing for tax returns and VAT reporting
Format
Twelve weekly sessions of two hours each. Participants bring their own business data for personalized analysis. Includes quarterly check-in sessions for three months after programme completion.
Retirement Planning Workshop
Securing your future
Retirement planning involves complex calculations and long-term projections. This intensive workshop helps you understand exactly what you need and how to get there.
Workshop Coverage
- Calculating your retirement number based on actual expenses
- Understanding state pension entitlements
- Maximizing workplace and private pension contributions
- Creating sustainable withdrawal strategies
- Tax implications of different retirement income sources
- Healthcare and long-term care cost planning
Format
Four intensive weekly sessions of two and a half hours each. Participants receive personalized retirement projection worksheets and ongoing access to our retirement planning calculator.
Property Investment Fundamentals
Real estate as wealth building
Property investment in the UK requires understanding mortgage products, rental markets, and tax implications. This programme provides practical knowledge for evaluating opportunities.
What We Cover
- Buy-to-let versus residential mortgages
- Calculating actual returns including all costs
- Understanding landlord responsibilities and regulations
- Evaluating Belfast and UK property markets
- Tax treatment of rental income and capital gains
- Property management and tenant selection
- Exit strategies and portfolio growth
Format
Eight weekly sessions of two hours each. Includes property analysis templates, market research resources, and case studies from local Belfast market.
